RSS FeedsDebt and The Law of Attraction ~ making sense of money and borrowing.
25. November 2008
Should you borrow money? Does borrowing attract a spiral of more debt? Is debt a problem anyway?
Its late November as I write this which brings the season of giving ever nearer for those of us that celebrate Thanksgiving and Christmas, it also happens to be “credit crunch” time due to some reckless behaviour by the banking industry. The story being that money is now harder to borrow and that people are much more cautious with their spending and investments which is further slowing the economy. The flow of money through the global financial plumbing has contracted creating increased uncertainty for us all.
Fine, law of attraction wise you can readily feel the contraction as you read those words, difficult times are with us, be prudent and cautious, exercise all due diligence. Sensible advice but what is the energetic beneath that feeling of prudence. Is it the “positive” desire to feel safe and secure or is it the “negative” fear of uncertainty? Does it matter anyway?
I suggest that it does matter because those two approaches, though similar, may evoke a very different feeling or vibration. The proactive desire for safety and security is personally empowering and motivates you to take whatever steps you deem necessary to support your financial and general well being. Law of Attraction wise this is offering a vibration resonant more towards what you want than what you are afraid of or do not want. You can recognise if you are operating in this frequency because you’ll be feeling a degree of confidence and certainty about how you are conducting or creating your life.
Under the more fear based approach you will be feeling greater levels of anxiety and doubt and feeling rather more the victim of life than a creator of life. Such an outlook resonates more with fear and uncertainty and will likely draw more fear and uncertainty into your life experience.
Most of us will be swinging between those two points of attraction through the course of our days but that does not have to be of any great concern as long as we use that awareness as a guide that it is time to shift our attraction point. This is the key to all positive change; the simple recognition that change is needed, that different choices must be made.
How does this relate to debt?
Well lets consider Christmas. In our western society it is a time of giving, of exchanging gifts. One could view it as a religious festival that has morphed into a festival of consumption but either way we enjoy buying our loved ones gifts. What if you don’t have money though, should you pay for Christmas with a credit card?
I do not see a hard and fast answer to that one, it absolutely depends on the individual. Debt and borrowing is just another form of purchase. You are buying money to use for buying other products which effectively means that the products you buy cost somewhat more than their marked price, how much more is defined by how much your bought money costs which depends on the interest rate and the speed at which you pay it back.
Law of attraction wise this is more difficult territory because you think “…well if the Universe is so benign and abundant why do I even need to consider a credit card and buying money to pay for Christmas?” thoughts such as that resonate with feelings of lack rather than abundance. But its true you say and indeed it is in a way, but is that truth any solution?
Not much, if you or I really wish to experience the benign abundance of the Universe then maybe we should be deeply grateful for the opportunity to buy money very cheaply and enjoy it? Perhaps debt could be a celebration of abundance if we can just choose to re-frame it that way? I think it can but only if you are able to make that shift in perception and resonate with the bountiful options for buying money that are still available in spite of the current credit squeeze.
I think that part is fairly easy for most of us to manage, its the paying back of the money that is harder to feel abundantly optimistic about.
Yes, it can be a challenge. If you’ve lost your job and are living on savings or benefits then it probably is unwise to finance Christmas with credit until you’ve manifested yourself a job, unless of course that debt and your commitment to pay it back acts as a positive incentive or motivator to get you earning again. Its your choice always.
Life, God, the Universe will provide for you as long as you provide for yourself. In law of attraction terms this means attending to your thoughts, feelings or vibration which then propels you to act and present yourself in such a manner that life moves supportively through you. This could mean clearing your debts OR creating more debts on your path to greater abundance and well being.
Debt is not bad in itself any more than money is; consider the many positive opportunities and benefits that microfinance is bringing to the poor around the world. Why do you want to borrow or buy money? How will that help, short term and long term? What do you really want? You decide, you choose no matter what your situation is now.
If you spend all day lying on the sofa watching tv or casually web surfing then it is highly unlikely that you are really attending to your thoughts, feelings and vibrations very consciously. We’re creative beings seeking to express and offer forth in life in our own unique ways. Vedging out in front of the tv is generally an escape and a rather less than creative pastime. After all its the people who star in and create the shows that tend to be the wealthy ones.
If I sit about thinking about writing this article it is of little use to anyone until I’ve written it out and posted it online. Life wants to express though us and I suggest that the more connected we are with life then the more our desire to create and express grows.
The worst thing you can do about your debt is worry about it. You debt just is, accept it and move on. Can you imagine feeling completely at ease with debt and money the way you do with breathing? Can you bless your debts, feel grateful for them and the ease they brought to your life at the time you committed to them? Can you foresee a point where you live fully debt free and are paid dividends and interest by others as thanks for your investment? Or can you imagine being such a secure, certain asset that banks and others will readily lend you 100’s of thousands of pounds, dollars, euro etc.?
What sort of financial freedom do you dream of? I must say I am feeling a little bored lately with my debts and my creditors. Operating a business with 60 and 90 day credit terms feels a bit ethereal, there is so much money that only exists on paper as a commitment to pay or be paid. I miss dealing in cash and yet I don’t, all this virtual money can just serve as a reminder of how temporary and silly it all is anyway.
- Rule 1 enjoy!
- Rule 2 enjoy rule 1.
- Rule 3 don’t worry be happy.
- Rule 4 only borrow if you are fully committed to paying it back.
- Rule 5 enjoy rule 4.
- Rule 6 make your own rules.
- Rule 7 enjoy the rules of others.
- Rule 8 the above rules are just guidelines.
- Ruke 9 don’t forget rule 4.
- Ruke 10 there is no rule 10 unless you create one…
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